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business insurance

Professional solutions for professional people

We are Independent Insurance Brokers and Independent Financial Advisers and our core philosophy is to provide our clients with a truly personal service. We can guarantee named contacts for your day to day business dealings and will conduct thorough reviews to enable us to accurately identify your needs and requirements.

Insurances services – Protecting your business

Our comprehensive range of insurance broking services extend from the protection of tangible assets such as buildings, contents and computer equipment to professional indemnity and insurance against loss of profits. With our knowledge and expertise, we arrange some of the most competitively priced comprehensive insurance packages available in the market. Our services include covers for:

Tangible assets and related risks

  • Commercial and Industrial Premises including plant, equipment and stock
  • Computers and computer installations
  • Marine including worldwide cargo movements
  • Goods in Transit
  • Motor Fleet
  • Construction and Contractors

Professional Liability and financial risks

  • Loss of profits
  • Professional Indemnity
  • Employers liability
  • Public and Products Liability
  • Directors & Officers Liability

We can also provide a number of non insurance services to further protect your business, including:

  • Financial Services
  • Health & Safety Advice
  • Employment Law
  • Tax Advice

Why not contact us?

For a full review of your existing arrangements, please submit your details and one of our account executives will contact you within 24 hours (Monday to Friday only excluding weekends and Bank Holidays).

Lucas Fettes & Partners are Independent Insurance Intermediaries and are authorised and regulated by the Financial Services Authority

 

Tailor your policy to match your requirements

At Simply Business we recognise that no two businesses are the same, therefore you need the ability to tailor your quote to match your requirements.

Through our online quote form you’re able to pick and choose which types of cover make up your policy, enabling you to truly customise your business insurance.

The most common types of business insurance cover are:

  • Public liability (£1m - £5m worth of cover)
  • Employers liability
  • Tools & related equipment, own plant and hired in plant
  • Professional indemnity
  • Business interruption
  • Stock
  • Personal accident

Essential insurance for small businesses

General consensus in the business community suggests that the majority of the UK’s small and medium sized enterprises (SMEs) don’t have adequate insurance cover for professional risks and that probably other types of important business insurance are also being overlooked.

When starting a business, particularly if you are starting in a new industry or profession, insurance is the one of the easiest things to forget. The extra burden of cost an insurance policy puts on a business can be off-putting, and it can seem unnecessary in the early stages.

But certain types of tradesman or professionals would not be hired without insurance and most business owners just have too much to lose in the early stages not to be adequately covered.